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Bridging Loans & Development FinanceAcross the UK
Compare fast, flexible property finance for purchases, auctions, refinancing and development. Loans from £50k to £10m, subject to status.
Have the full case details?
Send property, security and exit information in one go
- Get indicative terms within 24 hours
- Detailed loan requirements captured
- Matched with suitable lenders
0hrs
Fast Decisions
£0k
Minimum Loan
£0M
Maximum Loan
1-24
Months Terms
UK-Wide
Coverage
About Bridging Finance
Bridging finance is a short-term loan used to 'bridge the gap' between buying and selling property or to release funds quickly. It provides a fast and flexible alternative to traditional mortgages when speed is critical.
Regulated and Unregulated Bridging Loans
We arrange both regulated and unregulated bridging loans. Regulated loans are for clients securing funding on properties they or their immediate family live in, and are provided by lenders authorised and regulated by the Financial Conduct Authority (FCA).
Unregulated loans are for business or investment purposes only and do not fall under FCA regulation.
Typical Uses
- Purchasing property at auction
- Refurbishment or light development
- Releasing equity for business or investment
- Chain-break funding between sale and purchase
- Refinance or capital raise against property
Key Features
- Loan sizes from £50,000 to £10 million
- Terms from 1 to 24 months
- First and second charge options available
- Residential, commercial, semi-commercial, and land
- Fast completion – often within days
Bridging loans can be used by property investors, developers, and business owners seeking short-term finance solutions.
About Development Finance
Development finance is designed for property construction, conversion, or major refurbishment projects. It provides funding throughout the project, based on its end value and build costs.
We help arrange development finance for:
New builds and conversions
Commercial-to-residential schemes
Multi-unit or HMO projects
Light and heavy refurbishments
Funding Structure
- 1Day-one advance to purchase or refinance the site
- 2Staged drawdowns for build or refurbishment works
- 3Final repayment via sale or refinance of completed property
Development loans can be structured to suit your build timeline and cashflow requirements, with options for experienced and first-time developers alike.
Other Finance Options
Second Charge Bridging Loans
Ideal for clients who already have a first charge mortgage and need to release equity quickly. A second charge bridge allows access to capital without disturbing existing finance.
Learn moreAuction Finance
We arrange fast bridging finance for auction purchases, helping clients work towards the contractual completion deadline.
Learn moreRefinance & Exit Loans
For clients looking to refinance an existing bridging or development loan, we source flexible exit options to help you transition onto longer-term finance.
Learn moreHow It Works
Our team manages the process from enquiry through to completion
- 1
Submit Your Enquiry
Complete our quick form online with your details
- 2
Receive Indicative Terms
Usually within 24 hours from our lender panel
- 3
Valuation and Legal Process
Handled by our specialist panel for speed and efficiency
- 4
Funds Released
Often within a few working days, ready for your transaction
Why Choose UK Property Bridging
Professional support with straightforward, transparent advice
Fast, Flexible Decisions
Competitive Rates and Clear Terms
Nationwide Coverage
Residential, Commercial & Development Finance
Straightforward Process
Professional Support
Apply Now
Complete our detailed application form for faster processing and indicative terms within 24 hours
Estimate Your Loan Costs
Get an instant estimate of your bridging finance costs with our interactive calculator
Loan Calculator
Estimate your bridging finance costs
£250,000
£50k£10M
12 Months
1 month24 months
0.75%
0.5%1.5%
Monthly Payment
£1,875
Interest only
Total Interest
£22,500
Over 12 months
Total Repayable
£272,500
Principal + Interest
Important: This calculator provides estimates only. Actual rates, fees, and terms will vary based on your specific circumstances, property, and lender requirements. Contact us for a detailed, personalized quote.
Bridging Loan FAQs
What is bridging finance?
Bridging finance is a short-term loan used to bridge a funding gap when buying, selling, refinancing or improving property. A clear exit strategy is required.
How quickly can I get bridging finance?
We target indicative terms within one business day. Completion timing depends on valuation, legal work, lender checks and how quickly the required information is supplied.
What loan amounts do you arrange?
We arrange bridging loans from £50,000 to £10 million across the UK for residential, commercial and development property, subject to lender criteria.
About UK Property Bridging
UK Property Bridging specialises in arranging short-term property finance for individuals, investors, and developers across the UK. We provide access to a network of specialist lenders offering fast, flexible solutions tailored to each client's needs.
Our experienced advisers guide you through every step of the process, from initial enquiry to completion, ensuring clarity, transparency, and confidence throughout.
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