Funding for construction, conversion and refurbishment
Fund a ground-up build, conversion or major refurbishment with a facility structured around the purchase, build programme and gross development value.
Development finance is a short-term facility for property construction or substantial works. It normally combines a day-one advance with staged drawdowns released as the project progresses.
A clear route from initial review to completion.
Share the property, loan, timing and exit details.
We identify suitable options from specialist lenders.
The chosen lender completes underwriting, valuation and legal work.
Funds are released once the lender's conditions are satisfied.
A lender will usually provide an initial advance for the site or existing property, followed by drawdowns for works after monitoring reports confirm progress.
Gross development value is the expected market value of the completed project. Lenders use it alongside total project cost when assessing facility size and risk.
Potentially. Some lenders consider first-time developers where the project, equity contribution, professional team and exit are strong. Criteria and pricing vary.
Some facilities can fund a high proportion of build costs, but the overall loan is also limited by total cost, day-one value and GDV. A tailored assessment is required.
Free, no-obligation enquiry
Send the key details and our team will contact you to discuss suitable next steps.
UK Property Bridging is a trading name of The UK Adviser Ltd, authorised and regulated by the Financial Conduct Authority (FRN 798920). Not all bridging loans are regulated.
